Monday, September 28, 2015

My Guide To Saving Money On Your Bills

If you live away from your family home, you will know how expensive paying out for everything can be. From mortgage or rent payments to monthly bills - internet, cable, gas, electric, and water, there’s a lot to pay out for.
Whether you live on your own or share with friends or your partner, it can still be a struggle to keep on top of the bills. However, there are a few simple things that you can do to save yourself money.
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To help you save money on your bills, here’s my guide to everything that you need to know:
Compare prices
Go online and use comparison sites to compare prices for bills, look at the different providers and see who is cheapest. Contact the company that you are currently with and ask them whether they can lower your bill price to the same as their competitor.
Most companies will do their best to do this for you, as they don’t like losing customers. However, if they are unable to reduce your monthly bill price to that of the other company, switch to using them, instead.
Look for bundle deals
Many companies offer package deals that bundle services, like internet and television together. One company that offers great package deals is Time Warner. If you want to see which Time Warner Cable Packages are available in your area, have a look online.
By swapping from paying for each of your services individually, you can save yourself between $2 and $10 a month. This might not seem like a lot, but over a year this adds up, and can result in a saving of between $24 and $120. So it’s definitely worth looking into if you want to save money on your bills.
Reduce your energy usage
An excellent way to reduce the amount of money that you spend on your energy bills is cutting down on your energy usage. It might sound hard, but actually, there are plenty of easy ways that you can reduce the amount of energy that you use.
There are lots of ways you can do this, from turning down the thermostat to turning items off, instead of leaving them on standby. Believe it or not, by turning down your thermostat by two degrees, you can save around $40 a year, and you shouldn’t notice the difference. By turning items off of standby, you can save around $12 a year.
Pay by direct debit
Many people don’t realize this, but if you opt to pay your bills via direct debit, you can save money. If you pay your bills online or over the phone, call each of your providers and ask to swap to direct debit payments. This should result in small savings each month - in a year you can save around $20 simply by swapping to direct debit payments.
Cutting the cost of your bills is actually much easier than you would think. From reducing your energy usage to swapping providers, there are plenty of things that you can do.

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